What company or companies gives out debt consolidation loans to people with bad credit? I want to know if you personally found a company which considered your case and gave you a loan even though you have bad credit and outstanding balances. I have researched enough about counseling and debt consolidation loans. I just want to know who has actually gone through the process and which company you used. Thanks

debt consolidation loans- what can I do about all my debt? I have maxed out credit cards and they raised my apr due to a mistake in my payment and it was late, usually i'm on time or early with my payments and always pay the minimal. I'm trying so hard to get out of debt but with my apr raised, i feel like i'm drowning in debt. I have read some info on debt consolidation loans vs. other methods, which is best and what can i do? i probably have really bad credit right now due to the max'd out limits and the "penalty pricing" increase in my apr. I would like to find a way to consolidate debt to lower the rate and possibly lower the payments but i don't want to get into a situation that will end up leaving more of a scar on my credit report. Can anyone help me out? where do i go from here?

Does anyone have any info on debt consolidation loans? To make a long story short in exactly 1 year my husband and I went into $11,000 in credit card debt. I make every payment on time but sometimes can only make the min. payments and we have 6 credit cards. Does anyone have any info on debt consolidation loans? Or anything? Thanks

Is it futile to search for lenders that do "true" Debt Consolidation LOANS?? I have been searching for almost two months to no avail. Are there no legitimate lenders that perform Debt Consolidation Loans? I am not looking for a Home Equity Loan, I mean a loan to "replace" my high interest loans and credit cards with one affordable monthly payment?

What should I do to handle my debt? Loans? Consolidation? Ok so im about $6500 in debt. I have a credit score of 696 the last time I checked but recently have had a very bad run of jobs. I am now with a GREAT company (Alltel) and bring home about $2000-$3000 depending on sales. But right now im at the point to where I cannot keep up with my credit card bill, loans and unpaid debts. I need to try and get all of my bills (About 10) into 1 easy payment. Over maybe a couple years time. (Not including car payment or insurance.) I was considering debt consolidation but then was told that my credit will be ruined and I definitely dont want that to happen but I may if theres no other alternative. If I look into bank loans where should I try? I have a credit score of 696 but cant even get a department store credit card.

Who are the best banks / lenders to go to for 75k debt consolidation loans? With 150k income, and a 400k mortgage with no equity we want to consolidate 75k in consumer debt. We have a good credit rating, just too much debt. What are our best options and who can we go to for help?

What website can I go to for debt consolidation loans? I am about $20,000 in debt and I want to pay it all off and just start over. Please be serious about your answers. Any information will be helpful. Thank you :)

Debt Consolidation Loans For Bad Credit? Are there any debt consolidation loans or personal loans for non-home owners with bad credit? I'm currently on a debt management payment plan but I'd really like to take out one loan to pay off all my debt at once. I havent been able to find any loans for this purpose. Thanks!

When are credit card debt consolidation loans effective before getting into more debt troubles? What is the perfect condition to consolidate credit card debts or bills. I basically wanted to avoid the quicksand situation. So looking for advice on when to go for consolidation. I have got a resource for consolidation but waiting for the right time to consolidate. http://www.loansstore.com/bill-consolidation/ Hey this is not a spam....i m confused about the time when i should go for consolidation.

what are the difference between debt consolidation loans and using debt consolidation companies? and how do i know the difference? or are there any differences?

Do you know any informative sites regarding debt consolidation loans? I have huge amount of debts, and I just want to see all my options in settling them.

can any one tell me best site for debt consolidation loans to payoff all my debts? I have to payoff bad credit loans, personal loans, unsecured loans. Please tell me name of best site to consolidate all my debt loans.

Directory of credit card debt consolidation loans companies? Anyone have a good site with a listing of credit card debt consolidation providers?

Can auto loans be part of a debt consolidation loan? If so, does anyone know where to get one with the auto loan?

What are some reputable companies that offer personal loans and debt consolidation loans?

Where can I find debt consolidation for "private" student loans? I am a young professional that is over my head in private student loan debt and credit card debt. I have found several companies willing to help me with my credit card debt but no luck with the private student loan debt because it is not considered "secured" debt. My interest rates on these loans are over 20% making my monthly payments total $700. Because I have credit problems in the past I am considered a "high risk" thus unable to get the banks to reduce my interest rate. Does anyone know of an agency that is willing to help people with "private" student loan debt? I am looking for some type of debt consolidation that would reduce my interest rate and lower my monthly payment. Please keep in mind these are private student loans not government loans. Thanks in advance!

Which company offers the lowest APR on Debt Consolidation Loans? For around, £20,000. So far it is First Plus with 6.9% APR Typical, anything lovwer than that? Thanks

Debt Consolidation Loans worth it? I've got about 6k in credit card debt, should I look at consolidation loans?

do banks offer debt consolidation loans to people with bad credit? If so, do you know which banks?

Will a "Debt Consolidation " company also help with Ed fund student loans that are now defaulted? I am considering looking into debt consolidation. My student loans are being garnished by ed fund from my wages. they have also just taken my Ca state income tax check. If I do debt consolidation, will they be able to stop my wages from being garnished?

Best source for credit card debt consolidation loans? Whats the best place for this type of loan? Banks?

Debt consolidation? Here's my situation. I have about $10,000 in credit card debt, $80,000 mortgage on house, $17,000 auto loan. Not too bad except all my credit cards are at the default rate due to late payment or "early" payment. I'm wondering if I should get a consolidation loan for just my credit card debt. Where should I look for this type of loan and would it be wise to get a loan for this? Would I be better off getting a debt loan for all my debts including house and cars? I'm just looking to get these paid off asap cuz the rates are a killer. Any help would be greatly appreciated. Also will these debt loans hurt my credit? I have a 650 score now. My house is appraised at $89,000. Only been paying on it a year now. About 2% equity if that.

Can I get a debt consolidation loan with bad credit? I would like to get a debt consolidation loan for my outstanding debt from closed credit cards, old utility bills, etc I have student loans, but I would like to consolidate them separatley and not through another loan. Also, I have an auto loan, would the loan be able to cover that as well? Please, real answers, and no opinions/judgements. Thank You.

Do you have to own a home in order to take out a debt consolidation loan? I would like to consolidate my debt and have seen information on debt consolidation loans. I do not own a home but am interested in consolidating my debt. What options do I have?

I need info about loan and debt consolidation (student loans and other debt)? what is loan consolidation and debt consolidation? how does consolidation work, what are the different options for consolidating? what are the advantages and disadvantages of consolidating debt and loans? what are the best tools and calculators for showing results of consolidating? So, I want a list of the most useful sites and articles that will give me this info in an informative, unbiased, comprehensive but easy to understand way.

Are there any reputable banks/companies that specialize in debt consolidation loans?

Does anyone know of any private investors who would do debt consolidation loans?

Debt Consolidation Loans? I was wondering if anyone knows which companies offer the best debt consolidation loans. I would like to consolidate my credit cards and my vehicle loan if possible. I have done some research online but have only found a few companies that offer debt consolidation loans and I am not sure who would be best to go with. I am not behind on my payments and do not need credit counseling debt management. I do have a lot of debt though and would like to consolidate into one monthly payment to help save interest and to save a little money each month.

Debt (consolidation, loans, what?)? I'm relatively young and in my short trist with credit I have managed to get myself in some trouble. I have a car loan and a large credit card balance. I need to consolidate and if at all possible get a lower interest rate. I don't own a home and like i said I have a car loan so I can't offer that as collaterol. I am really lost and I just need some advice on what to do from here. What are my options? What loans are available? What companies that offer consolidation legit? What can I do? It has taken me months just to finally admit that i need help and that my debt is starting to overwhelm me. Please Help me!

is debt consolidation loans a good idea or just digging in deeper?

Can car loans be part of a debt consolidation loan? If so, does anyone know where to get one with the car loan?

Will applying for (and receiving) a debt-consolidation loan damage my credit? I have numerous debts (car payments, student loans, a few credit cards, and a signifcant personal debt owed to a friend) that I'd like to roll into one monthly payment (which would hopefully be smaller than the amount I currently pay for each one as a separate monthly bill). Some people have advised me to apply for a debt-consolidation loan. My question is, will doing so affect my credit negatively? Do they even include student loans in debt-consolidation?

Can I get a debt consolidation loan as a home loan but with no equity? I am trying to consolidate my credit card debt because the payments are too high each month. If I could get a home loan this would be perfect. I am having difficulty making all the payments and I don't want to completely ruin my credit. Any reliable consolidation advice would be apprecitated!

are payday loans included when you want a debt consolidation loan?

Can You Include Payday Cash Loans in a Debt Consolidation Program? I'm in over my head with payday cash loans. Can they be included in a debt consolidation program??

I need a loan for debt consolidation, are there 1 year loans based on salary? I have some significant debt to eiliminate, the problem is interest payments. I make around 50K a year, and if i had that in a lump sum payment i could eliminate all of my debt in one year and keep my current lifestyle. My question is, do any financial establishments offer a one year loan? If not are there any other options out there for me? I'm totally open for suggestions.

I am looking for a debt consolidation loan in Canada? I having been trying to find a debt consolidation loan for around 40,000 to 50,000 but I am not a homeowner. Does anyone have any recommedations?

Is there a type of debt consolidation for payday loans? I've met with a lawyer to start to file for bankruptcy. The two main components of my debt are a car repo, which for some reason I still owe around $6000, and some payday loans, which I owe around $3000. I'm trying to find a way around bankruptcy, if any, does anyone have any ideas?

Need bad bedt loan for debt consolidation - any advice? I need to find out where I can a debt consolidation loan, even though I have bad credit due to some unforseen circumstances in life. Has anyone gone through this and who do you recommend? What about filing for bankruptcy - how long does that take before the debts are discharged?

debt consolidation loans. ex car, credit cards, ) how do they help/hurt..can somone give me some help? thinking of consolidating car (21,000) two credit cards (1500) and a bed (800)

Anyone know any good way to get a decent debt consolidation loan? I want to get a debt consolidation loan, WITHOUT using my home equity, but they are telling me my credit score is great, but by ratio is too high. Well, I want to consolidate all the CC debt I have, but it's running me in circles. What's the point of trying to get a consolidation loan if they won't lend it to you because you have too much debt? Does anyone know of ANY bank or anywhere I can turn to that understands and can try and help me? Thank you for your help!

I am seeking a loan peronal and or debt consolidation loan, my credit is nor the greatest, but can anyone help I am seeking a loan peronal and or debt consolidation loan, my credit is nor the greatest, but can anyone help guid me to a company or firm with low interested rates please a company that has a legitimate Licence, and offcial loaning business! Thank You

Get out of debt consolidation loans ( student loans and personal loans from dad)How ???!? OK so a short back history to help you see where I am with my debt. - 10k in Student loans(way behind payments because they don't seem to get the money?.. - 3 K - Dad- helping me get passed my troubled years of trying to make it on my own and failing... -3 K for a loan taken out by my boyfriend so we could move..out of state.. this is not due yet but will be soon. I also have a car about 15K (in my dads name ) this is not a must to have a Consolidation loan for but I would like to add it in that is current on payments but I would like to pay it off with a loan that I can repay with out it being in his name as he would like it no longer to be after this year. I have been at my job for 5 months now that I have moved and I make enough to have a few hundred per month in loan payments but I want to clear it all up with one new loan so im not "behind" Every one seems to know something about helping with debt but I don't have any credit card debt ... I need to know how to Take out a loan to fix this SO I can have the car in my name.. and pay off my student loans with a company that dose not jerk me around so I can handle it. If any one has any insight on this issue I would REALLY REALLY be thankful for your help. Thank you

which bank we should contact for debt consolidation loan? we have 3 credit cards with 15K debt and paying average 15% APR ...and we think we should try for debt consolidation personal loan which doesn't require any collateral or home equity...so based on experience can you please suggest which bank we should contact for such loan?

Do debt consolidation loans bring down your credit score? I'm wondering if debt consolidation loans bring down your credit score? Also are you required to close the credit cards you pay off with the consolidation line of credit?

I need help with debt, who will approve a Debt Consolidation Loan? I'm am not very far in debt but need help getting back on my feet. Everytime I apply for a Debt Consolidation Loan I am denied. Who would approve me? Does anyone know.

Will any debt consolidation company include secured debts like cars and educational loans into the program? Will any debt consolidation company include secured debts like cars and educational loans into the program? Is it uncommon, does anyone know of one?

Im confused about "debt consolidation loans"- can someone explain? My debt is as follows: Student Loans: approximately 25k Credit Card : 5,500 Car Loan: 8k I am about to enter my 3rd year in my first "real job" after college- and i think its time to get ahold of my finances. I am no longer taking loans (obviously) or using my credit card.. and my each religiously monthly. But.. ive heard about debt consolidation loans and im confused: 1. do they lower your monthly payment? 2. Do they negatively affect your credit? If someone could explain what they are, if theyd be good for me, pros and cons etc id really appreciate it! thanks!

low interest rate debt consolidation loans for modest credit?

Where can I find a personal debt consolidation loan for people with bad credit? I am in dire need of a debt consolidation loan and I have bad credit. I can make things work with $5000, but I do not know where to start. I have seen people with yahoo addresses claiming they can loan money but they sound fishy as it is not a company email, their emails always seem to be yahoo. Any info will help. I fell on hard times and am now able to pay my monthly bills but I cant seem to catch up what I fell behind on. PLEASE help asap. I have a 5yr old and I do not want him to suffer us loosing our home or car.

Will closing ym credit cards help me get approved for a debt consolidation loan? I have tried to get approved for a debt consolidation loan so I could have my credit cards and school loan under one monthly payment rather than juggling several payments but I get denied because I have too much credit in my name right now. If I close all the credit cards will this help me get a loan approved? It would make life so much easier if I just had 1 steady monthly payment.